Ramesh Venkatraman

Ramesh Venkatraman

Mortgage Agent

We believe that you deserve the best experience when purchasing or refinancing the home of your dreams. With the mortgage guidelines constantly changing, it is important that you have an expert on your side to guide you through the mortgage process.

As a mortgage professional, it is our job to research the market for you and arrange the mortgage financing that meet your needs so you save time, energy and money.

We have a disciplined mortgage process where we first get to know you and understand your goals and objectives. Only after a complete assessment, we clearly outline your mortgage options so you can make an informed decision.

Once we have decided on a mortgage plan, we will efficiently manage the transaction, keeping you up-to-date throughout the process. We will coordinate with all the partners in the mortgage transaction like lenders, appraisers, agents, lawyers etc. there by making life easier for you.

We will stay in touch with you after your mortgage closes, providing information and updates that are relevant to your situation.

With access to over 50 lenders that compete for your business - including major banks, credit unions, trusts, national and regional lenders, your mortgage will have the features and rate that meet your needs.

Access to this vast lender network and my professional services are available to you at no cost (oac).

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What clients are saying

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  • I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.
    Karen
  • Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!
    Amanda and Jim
  • Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!
    Mina
  • I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything.
    Samir
We know mortgages

We Know Mortgages

Mortgage Products and Services you can Trust.

  1. 1

    Ready to buy your first home?

    There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

  2. 2

    Mortgage Refinancing

    Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

  3. 3

    Mortgage Renewals

    At renewal, you can renegotiate everything pertaining to your mortgage - with no penalties. It's also a great time to save money!

  4. 4

    Find out what you can afford

    Examine the financial implications of what may prove to be the most important financial decision of your lifetime.

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Knowledgeable, Fast and Friendly Service

Fast pre-approvals

Speed matters. Which is why we help verify your pre-approval quickly.

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Total Transparency

What you see is what you get. No hidden fees, no hidden meanings.

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We offer products and services designed to put our clients first. Always.

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Our Trusted Lenders

  • Alterna Savings Credit Union
  • ATB Financial
  • B2B Bank
  • Bridgewater Bank
  • Canadiana Financial
  • CHIP Home Income Plan
  • CMLS Financial
  • Coast Capital Credit Union
  • Equitable Trust
  • First Ontario Credit Union
  • First National
  • Hometrust
  • ICICI Bank
  • Industrial Alliance
  • MCAP
  • Manulife
  • Meridian Credit Union
  • Merix
  • Optimum Mortgage
  • Prospera Credit Union
  • RMG Mortgages
  • Scotia Bank
  • Street Capital
  • TD Canada Trust
  • Valley First Credit Union
  • Vancity Savings Credit Union
  • Wealthline
  • Westminster Credit Union
  • Xceed
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